What is the difference between Zorvya and Oja?

Oja is a sales, stock and payments app for Nigerian shops, with an online store and its own payment terminal. Zorvya focuses on keeping a shop's sales, stock, debts and profit right with the least effort: it works offline, records from a sentence or a photo, runs in eight languages and starts free, with paid plans from $2 a month.

Is Zorvya cheaper than Oja?

Zorvya's paid plans are $2 and $4 a month (paid in naira at checkout). Oja: Odogwu ₦4,900 a month, Chairman ₦9,900 a month; monthly, quarterly or yearly.

When is Oja the better choice?

You want a full online store with delivery and courier booking. You want to take payments through the app itself (terminal, payment links).

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Zorvya vs Oja: which is right for your shop?

Oja is a sales, stock and payments app for Nigerian shops, with an online store and its own payment terminal. Here is how it compares with Zorvya, point by point.

	Zorvya	Oja
Free plan	Starter: free for one person, sales, expenses, customers, receipts, offline.	Apprentice: ₦0, with an online storefront, point of sale and up to 20 products.
Paid plans	Growth $2 a month, Business $4 a month (paid in naira at checkout), or 20% less paid yearly.	Odogwu ₦4,900 a month, Chairman ₦9,900 a month; monthly, quarterly or yearly.
Works without internet	Yes: every record is saved on the phone and syncs by itself.	Yes for sales: they save and sync when you are back online.
Stock and inventory	Growth and Business: stock by piece, pack or carton, barcodes, low-stock alerts, counts, batches and expiry dates, serial numbers, branches.	Variants, low-stock alerts, stock counts, multi-branch stock, wholesale prices.
Customer debts and reminders	Credit sales, part-payments, balances, statements, and reminders ready to send before and on the due date.	Debt tracking and reminders.
Selling online	A price list link customers order from on WhatsApp; invoices and quotes as links. No full online store.	Hosted online store with delivery zones, courier booking and discount codes.
Taking payments	Records cash, transfer, card and mobile money, and payment requests; it doesn't provide a payment terminal or account.	Oja Terminal (account-number payments), payment links, and linking card terminals.
AI that records for you	Yes (Growth and Business): records sales and expenses from a sentence, your voice or a photo of a receipt or invoice.	See their site.
Languages	English, French, Arabic, Swahili, Hausa, Yorùbá, Portuguese and Spanish.	See their site.

Facts about other apps are from their own pages, checked in November 2026: Oja. Prices and features change; check their sites for the latest.

Growth about ₦2,700 a month, Business about ₦5,400 a month. The Starter plan is free. Paid in naira at checkout.

When Oja is the better choice

You want a full online store with delivery and courier booking.
You want to take payments through the app itself (terminal, payment links).

When Zorvya is the better choice

You want daily profit, stock and debts kept right with the least typing (Zorvya AI records from a sentence or a photo).
Your network is unreliable: every record is saved on the phone first.
You or your staff prefer Hausa, Yorùbá, Swahili, French, Arabic, Portuguese or Spanish.
You want the lowest monthly price: $2 or $4 a month, paid in naira.

See all the apps side by side · Zorvya vs Bumpa

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